Share Account
Share accounts are the Credit Union’s version of a regular passbook savings account.

Share Draft Accounts
Draft accounts are the Credit Union’s version of a checking account. At EMFCU these accounts require no minimum balance, there is no monthly service charge and these accounts do not earn dividend.

Club Accounts
Club accounts are designed to help members save money for events like Christmas or vacations.

Share Certificates of Deposit
Works the same as a bank’s certificate of deposit.

Loan Products
Loan products include Autos, Recreational Vehicles, Share Secured, Signature, Revolving Line of Credit; Overdraft Protection, and Home Equity Line of Credit.

ATM and Debit Cards
Allows the member to access their accounts 24/7, carries the Visa Logo, and accepted coast to coast, online, and internationally.

Payroll Deduction
A convenient way to save or make loan payments.

Direct Deposit
Fast, easy, and saves you time; no running to the bank to get your paycheck deposited on time.

First and Second Mortgage Referral Program
Referrals are chosen for the quality of service and for having the fewest junk fees for processing a mortgage loan.

Notary Service
convenience for the members.

Sam’s Club and Costco Memberships
As a credit union member you have the opportunity to join these savings clubs. Trail passes are available in the credit union office.